It typically covers liability for bodily injury and property damage, collision and comprehensive damage to your ATV, medical payments, and uninsured/underinsured motorist protection. It may also include coverage for accessories and custom parts.
The amount of this insurance you need depends on the value of your ATV, your personal assets, and your liability risk. It’s crucial to have enough coverage to protect yourself financially in case of an accident. Contact Joel Rice Insurance for a personalized quote.
Several factors influence your insurance premium, including your age, riding experience, the type and value of your ATV, where you store and ride it, and your claims history. Safety course completion and having a clean riding record can help lower your premium.
Standard ATV insurance policies may have limited coverage for custom parts and accessories. You can purchase additional coverage to protect customizations, such as aftermarket parts, custom paint jobs, and accessories.
Yes, you may qualify for various discounts on your ATV–insurance, such as multi-policy discounts, safety course completion, anti-theft devices, and maintaining a claims-free record. Ask us about available discounts when you get in touch with Joel Rice Insurance.
If you need to file an ATV–insurance claim, contact Joel Rice Insurance as soon as possible. Document the incident with photos, gather relevant information like police reports, and keep receipts for any emergency repairs. We are here to assist you through the claims process.
Joel Rice Insurance is a South Carolina based Insurance Company. We are a leading provider of insurance services to Seneca, SC, Oconee County, and the surrounding areas.
